Finance & Professional Services

Disability Insurance: Market Size, Growth & Forecast to 2030

The Disability Insurance market is valued at about $9.2 billion (2026) and is projected to grow at a 5.6% CAGR through 2030. The largest cost driver is Claims Payouts and Actuarial Reserves (65% of spend). North America leads demand at 55%.

Market size
$9.20 bn (2026)
CAGR to 2030
+5.6%
Buyer power
Favours buyers
Tracked suppliers
45
Projected market growth (index, 2026 = 100)
Base year 2026
Official data · Claight projectionForecast
Market size index, 2026 = 100, at the 5.6% CAGR.
Forecast
2026
2027
2028
2029
2030
2031
2026 base: 1002031 est: 131

Cost structure

Claims Payouts and Actuarial Reserves
65%
Underwriting, Administrative and Operational Overhead
15%
Broker Commission and Sales Distribution
10%
Capital Architecture and Solvency Compliance
5%
Technology and Physical Claims Assessment Infrastructure
5%

Regional demand split

North America demand
55%
Europe demand
25%
Asia Pacific demand
12%
Latin America demand
5%
Rest of world demand
3%

Key suppliers

MetLifeUnum GroupPrudential FinancialThe HartfordMutual of Omaha
Read the full Disability Insurance report →

Claight market analysis of proprietary and public data. Full report: /category-intelligence/disability-insurance